Dental Insurance

Caring for your oral health shouldn’t break the bank. Dental Insurance from Unum covers routine care such as cleanings and exams. And it can make more costly dental work like crowns and bridges more affordable.

Take care of your oral health while protecting your finances

Navigating Dental Insurance doesn’t have to be complicated. You can learn more by checking out our helpful video that explains what it is and how to use it.

Quality coverage, focused on you

A healthy smile never looked so good! Our expertly designed plans and broad provider network bring you quality dental care while keeping your costs down. As a Unum Dental member, you’ll benefit from our decades of industry expertise and unwavering customer focus. Plus, you’ll have online access to your ID card, coverage information, claim history and more through our secure member portal.

Already a Unum Dental policyholder? Click the link to find a provider, manage your benefits online, visit the dental health center and more.

Commonly asked questions about Dental Insurance

When you visit your dentist, office staff can usually submit a claim on your behalf to help cover your visit and the care you’ve received. Most policyholders choose to have the benefits paid directly to the dentist.

Unum Dental members can visit any dentist and receive coverage. Whether you use an in-network or out-of-network provider, the same benefit amounts are paid. However, the services are discounted when you use a provider in our national network.

To find a new dentist or check if your existing provider is part of our network, select the card above that matches yours. You’ll then be taken to the correct coverage portal where you’ll be able to search for providers in your area.

We encourage you to receive a pre-treatment estimate on services or treatments that cost more than $300. Although not required, it will provide you with an estimate of benefit coverage and your out-of-pocket expenses.

Dental is not portable, but COBRA coverage is typically available depending on group size and reason for termination.

You can contact our Dental PPO support team at 888-400-9304.

THIS POLICY PROVIDES LIMITED BENEFITS.

This policy provides DENTAL insurance only. A Dental Network Access Plan is available.

The approved Service Area consists of all of Massachusetts EXCEPT Dukes and Nantucket Counties.

Underwritten by Starmount Life Insurance Company, Baton Rouge, LA. In New York underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. Applicable to policy forms DN-2007/DN-2010/DN-2015/20-GDN-POL. See the actual policy or your Unum representative for specific provisions and details of availability.